The Bank of Fall River Online Banking System combines several proven security technologies designed to protect your financial data.  These technologies include; Password controlled access, a TRUSTe issued digital ID to authenticate the Bank’s server, Secure Socket Layer (SSL) protocol for data encryption, a router and firewall to filter and regulate system traffic.

Password Controlled Access

To access the Online Banking System, a customer must enter a unique Login ID and a Password.  Your Login ID and Password should be kept confidential.

• Never give your password to anyone.  The Bank of Fall River Staff will never ask for your password. 
• Do not store your password on your computer
• Log off the Online Banking System when you are done using it. 

The Bank’s Online System contains a lockout feature to deter users from repeated login attempts.   After three unsuccessful attempts to login, the system will lock that user out and the user will need to telephone the Bank before they can re-enter the system.  If you believe your password has been compromised, call the Bank immediately at: (508) 678-7655.

Secure Data Transfer

Upon successful login, a Digital ID from TRUSTe will authenticate the Bank's server identity and establish a secure session with that customer.  Once the Online Banking session is established, your computer and the Bank are in a secure environment.  The Bank of Fall River requires the use of 128-bit Secure Socket Layer (SSL) Encryption.  Encryption is the process of translating meaningful information into undecipherable code then back into meaningful information.  Each time you log on to the Internet Banking System your computer, using an appropriate browser, is assigned a “key” by the Bank. All messages from your computer to the Bank are encrypted based on this 128-bit key. This encrypted information can only be decoded using the Bank's equivalent key.  The Bank key is never transmitted on any open network since it resides only on the Bank's system.  Each time you log in a different key is assigned so that anyone attempting to break through the encryption would have to start from scratch each time you log in.

Router and Firewall

The Bank's systems are protected by "firewalls" set up between the Bank and the Internet. Messages, which arrive at the Bank, must pass through the firewall before they are permitted to reach the Bank's systems. The firewall will reject any unauthorized messages.  The Bank of Fall River’s systems utilize industry standard security methods.  We diligently monitor our systems to detect attempted intrusions or unauthorized access requests. Using the above technologies, your Online Banking transactions are secure.