Our Totally Free Checking account is our simplest and most worry-free checking account. It's perfect for the individual who does not want to pay any monthly fees nor maintain a certain minimum balance. This is a FREE account for everyone!

• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping 
• Debit Card available

Current Rates  

Bank of Fall River is proud to offer some fantastic choices for your Checking Account needs. We are very excited to announce our "Totally Free Checking" program that is just that - Totally Free! Below is a complete list of all of our Checking Accounts and some of their features.

Don't forget to Tell-A-Friend about Totally Free Checking* and you receive a FREE gift!

Make the switch today! It's as easy as 1-2-3.
When you're ready to switch your accounts to Bank of Fall River, simply print and complete the Customer Information Forms and bring them into any one of our convenient branch locations. A Customer Service Representative will help you get started with your new accounts.

Bank of Fall River also offers a wide variety of additional products and services. For complete details, click on our Schedule of Other Services and Charges.

This offer applies to personal accounts only. Business and Corporate accounts do not qualify for these plans. Minimum opening deposit is only $50. *Customer purchases checks. Contact us for more details.

Current Rates  

Earn a competitive interest rate and pay no per check fees. This account also has no monthly service charge when you have a low minimum balance of $500.

• Competitive interest
• No monthly service charge with a minimum balance of just $500
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• $6.00 per month charge (if minimum balance falls below $500)
• Debit Card available

Current Rates  

Get free personalized Corporate Image checks and never worry about minimum balances or per check fees. You'll also earn competitive interest.  All for a flat monthly fee of just $4.00

• Free personalized Corporate Image checks
• Competitive interest
• No minimum balance
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• All for only $4.00 per month
• Debit Card Available

Current Rates  

If you write only a few checks each month, here's a way to earn interest with pay-as-you-go economy.  You pay just .20¢ per check and you never worry about minimum balance or a monthly service charge

• Competitive interest
• No minimum balance
• No monthly service charge
• Only .20¢ per check
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• Debit Card available

Current Rates  

Age has its privileges! If you are age 50 or older, you deserve this special account designed to give you the very best.

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• Debit card available

Current Rates  

If you have an automatic Bank of Fall River loan payment plan, or Direct Deposit of payroll, Social Security or recurring government checks with us, we'll give you unlimited check writing and pay you interest on your checking balance.

• Competitive interest
• No minimum balance
• No monthly service charge
• No per check charge
• Unlimited check writing
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• Debit card available

Current Rates  

This account earns a higher rate of interest on balances of $2,500 or more. When your balance falls below $2,500, your funds still earn competitive interest. There is a monthly fee of just $8.00 if your minimum balance falls below $1,000

• Higher interest rates with balances of $2,500 or more
• Competitive interest if balance falls below $2,500
• No per check charge
• Unlimited check writing
• No monthly service charge on balances of $1,000 or more
• Easy-to-balance monthly statement
• Return of copies of cancelled checks for easy record keeping
• Only $8.00 monthly charge if minimum balance falls below $1,000
• Debit Card available

Current Rates  

The Money Market Checking is an account that generally offers a higher interest rate.  This account has limited check-writing privileges, but it earns higher yields for your investment.

• A minimum of $1,000 is required to open this account
• The first 6 transactions (check or electronic) per month are free
• Any checks thereafter is $8.00 per item

Current Rates  

IOLTA or "Interest On Lawyers' Trust Accounts" are checking accounts for lawyers and law firms to establish interest-bearing accounts for client deposits. Bank of Fall River's IOLTA Checking accounts offer the following:

• No Monthly Service Charge.
• No Transaction Fees.
• Easy-to-balance Monthly Statements.
• $5.00 Quarterly Administrative Fee is deducted from the interest only to comply with reporting requirements.
• No withdrawals allowed from an ATM (Automated Teller Machine) or other form of debit card, per Massachusetts Rules of Professional Conduct.

Current Rates